Here are Twilight Interiors Ltd we our now excepting credit and debit card payments.  This now gives customers the added protection a credit card offers.  We have set this up with Paypal being they are one of the biggest on-line company's to offer this kind of service.  As Twilight Interiors Ltd grows we are going to be starting a on-line shop so we can pass our great prices on to customers further a field.  Also customers will also have the convenience of being able to log in at home a buy those little extras they want to add to there kitchen.  This being the case Paypal seemed the best option for us.

Unfortunately this type of service is not free and like any company Paypal charge a fee to process a transaction. Rather than build these fees into our prices we offer our customers options.  The fee to pay this way is 3.4% so should you wish to pay by credit card than you just add 3.4% to the final bill. If you decide to just pay the deposit by credit card you just pay 3.4% on the deposit. If you decide to pay by cheque or Bacs transfer then you don't pay a fee at all.   It is also worth bearing in mind that under section 75 of the consumer credit act 1974 that  in order for this clause to be activated you only have to spend £100 or above for you to be covered up to £30,000 please see the link to the office of fair trading to read about this in more detail: http://www.financial-ombudsman.org.uk/publications/ombudsman-news/31/creditcards-31.htm

If your thinking will I need my own Paypal account to pay this way then the answer is no.  There are however transaction limits Paypal  have so if you do not have a Paypal account then the maximum transaction you can make is £1,900 if you have a verified Paypal account then the maximum transaction limit is £5,500. Don't worry though if your payments are beyond these amounts then we can just put it through in multiple transactions.